Obtaining a Fresh Start in Your Financial Future
The last few years have meant difficult financial times for many Alabama families. Many have found themselves in overwhelming debt for reasons completely beyond their control. Some have lost their jobs or had trouble finding work. Others have gotten divorced or needed medical treatment that was not covered by insurance.
If you are struggling financially, you should know that you have options. At the Prattville, Alabama, law firm of The Law Office of David R. Clark, LLC, we can help you get out of debt. Our law firm helps people file for Chapter 7 and Chapter 13 bankruptcy.
We can help:
- Stop foreclosure
- Stop repossession of your car or truck
- Stop garnishment of your wages
- Stop harassing phone calls and letters from your creditors
Montgomery Chapter 7 and 13 Attorney
If you are in financial trouble, you generally have two bankruptcy options: Chapter 7 bankruptcy and Chapter 13 bankruptcy. At our Prattville, Alabama, law firm, we can explain the differences between the two and help you decide which one is right for your needs:
- Chapter 7: Chapter 7 liquidation bankruptcy wipes out all your bills (with certain exceptions). Some of your assets can be sold to pay off your creditors. If you are buried in a bad lease or loan, you can give your car or house up if you want to with no penalties. If you would like to keep these things, there may be options to allow you to do so.
- Chapter 13: Chapter 13 bankruptcy allows you, with the court's guidance, to pay a portion of your bills back a bit at a time. Your repayment plan will be based on what you can afford to pay over as many as five years.
Contact a Prattville Bankruptcy Attorney
If you are facing overwhelming debt, put an experienced lawyer to work for you. Contact The Law Office of David R. Clark, LLC, today to set up your initial consultation. You can reach attorney David R. Clark and staff at our Prattville, Alabama, office at 334-730-4271 or toll free at 877-784-7681, or by contacting us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
